Homeowners Liability in Anaheim, CA and Riverside, CA
At EG Insurance Agency, Inc., we want to make sure you’re prepared for the unexpected. Accidents can happen, and sometimes, they can occur at your home. Making sure you have adequate protection against the various liability risks you face as a homeowner is essential. Homeowners in Anaheim and surrounding areas can contact EG Insurance Agency, Inc. to learn more about homeowners insurance and the liability coverage it may provide.
Does Homeowners Insurance Include Liability Coverage?
A standard homeowners insurance policy typically includes both property and liability coverage. Property coverage can help reimburse the cost of repairing or replacing your personal property and the overall structure of your home following a covered incident.
The liability portion of your homeowners insurance policy can help pay for costs stemming from lawsuits related to bodily injuries or property damage that you or covered family members may cause to others, as well as any medical expenses incurred by guests who are injured at your home. This coverage can pay for both the cost of litigation and any court awards, up to your policy limit. Liability coverage generally provides the following types of protection:
- Personal liability coverage—If you are sued due to a covered incident, your liability coverage may pay your legal costs and potentially reimburse the damages for which you’ve been found responsible, up to your policy limit.
- Medical expense coverage—If someone is injured on your property, your liability coverage may help pay their medical bills, even if they have their own health insurance. Because this is no-fault coverage, the injured individual may submit their medical bills to your insurer without filing a claim against you.
Call Us Today
The liability coverage found within your homeowners insurance policy can help protect your finances if an accident occurs at your home, or you or a covered family member accidentally harms another individual or damages their property elsewhere. This coverage can help preserve your hard-earned assets and finances amid unexpected accidents. Call EG Insurance Agency, Inc. to talk about your homeowners insurance options today.